Your Personal EUR Account & Visa Card

A personal German IBAN for everyday use. Receive transfers, pay bills, and spend with your Visa debit card — all in one place.

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Personal EUR IBAN Visa Debit Card

Everything you need for daily finances— your personal German IBAN, Visa card, and instant SEPA transfers in one account.

Quick Onboarding
✎ ⋮
Fast Registration

Complete your setup in under 2 minutes.

1 ✓
Step 1 Email verified
2 ✓
Step 2 Identity confirmed
3 ✓
Step 3 Get your European IBAN
In progress...
Your Dedicated German IBAN

Get a personal EUR account with a dedicated German IBAN. Receive salary, transfers, and payments via SEPA Instant or SWIFT from anywhere in the world.

Get your IBAN
Virtual & Physical Visa Cards

Create virtual Visa cards instantly for online payments. Order a physical card for in-store and contactless purchases worldwide.

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☰ Visa Card
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•••• •••• •••• 4521
Card Holder JOHN DOE
Recent Transactions
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Google Ads Advertising
-€150.00
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Spotify Premium Subscription
-€9.99
Send & Receive Money Easily

Send SEPA transfers across Europe instantly. Receive international payments via SWIFT. Track every transaction in real-time from your dashboard.

Start for free

Why Juuli Personal?

Traditional vs. Juuli

Open your personal EUR account in minutes — no paperwork, no branch visits.

Juuli

Account Setup 5 min, 100% online
Funds Protection Regulated by Central Bank of Ireland*
IBAN Dedicated German IBAN
SEPA Transfers From €0.50
Physical Card Unlimited
Support €20 (shipping included)
Monthly Cost 24/7 Live Chat
Monthly Cost From €0/month
VS

Others

Account Setup 1-2 weeks + branch visit
Funds Protection Varies by provider
IBAN Dedicated IBAN
SEPA Transfers €5-15 per transfer
Physical Card Limited or none
Support €20-50/year
Monthly Cost Business hours only
Monthly Cost €5-15/month + fees
Ready to get your personal account? Get started free

Personal account questions

Do I need a business to open an account?

No. Juuli Personal is designed for individuals. Just verify your identity and your account is ready — no business registration needed.

Is my IBAN dedicated or shared?

Fully dedicated. Your German IBAN is exclusively yours — not shared with other users.

Can I receive salary or transfers from abroad?

Yes. Your account supports SEPA (EU) and SWIFT (global) incoming transfers from 180+ countries.

What does it cost?

Account opening is free. Plans start from €0/month (Freemium). SEPA transfers from €0.50, SWIFT from €25.