In the world of freelancing, efficient invoicing and financial management are keys to success. Freelancers often find themselves comparing various platforms to find the best fit for their needs. In this 2025 comparison, we examine Juuli and Xolo Go, highlighting how Juuli stands out as the more globally accessible and cost-effective choice for freelancers.
Overview of Juuli and Xolo Go
Both Juuli and Xolo Go simplify invoicing for freelancers, but their features and availability differ significantly.
Juuli: Simplifying Freelance Invoicing
Juuli is a modern invoicing and financial tool tailored to the needs of global freelancers. Key features include:
- No company setup required
- Open your account in 5 minutes — start getting paid in as little as 10 minutes
- Dynamic pricing model starting at just 2% — lowest on the market
- Multi-currency IBAN for global payments
- No need for an overseas bank account
- Built-in tax and VAT compliance tools
- Juuli Visa Card for spending freelance earnings worldwide
- Fully remote onboarding and freelancer-friendly support
Xolo Go: A Limited Regional Solution
Xolo Go is designed for freelancers who need to invoice clients legally within Europe. It allows users to temporarily operate under Xolo’s legal entity.
Key features include:
- Use of Xolo’s Estonian company for invoicing
- EU-based business IBAN
- Instant invoice generation
- Automated VAT calculation (EU only)
- Real-time business dashboard
- 5.9% withdrawal fee per payout to personal accounts
- Not available in the U.S. or most non-EU countries
Xolo Go remains popular among EU-based freelancers but offers limited flexibility for a global audience.
Detailed Comparison
1. Ease of Use and Accessibility
- Juuli: Intuitive platform with no learning curve — perfect for new freelancers.
- Xolo Go: Feature-rich dashboard but requires knowledge of EU VAT and business workflows.
2. Financial Management
- Juuli: Simple dashboard and automated tools that help freelancers focus on work, not admin.
- Xolo Go: Good financial reporting tools, but more suited to users familiar with European regulations.
3. Global Reach and Currency Support
- Juuli: Works globally. Offers multi-currency IBANs and local payouts in dozens of countries.
- Xolo Go: Primarily focused on Europe. Global freelancers may find access and usability limited.
4. Commission Rates and Pricing
- Juuli: First invoice is 100% free. After that, dynamic pricing starts at just 2%, depending on volume and currency — market’s most competitive rate.
- Xolo Go: Charges a flat 5.9% fee on each withdrawal to a personal bank account, which can significantly cut into freelancer earnings.
5. Security and Compliance
- Juuli: Offers automated tax compliance, reverse-charge VAT handling, and KYB tools for client validation.
- Xolo Go: Compliant with EU tax laws, but doesn’t support advanced integrations or automation beyond its core region.
6. Integrations and Tools
- Juuli:
- VAT Automation (with reverse-charge handling and VAT validation)
- Juuli Visa Card for spending worldwide
- Real-time invoice link tracking
- Xolo Go:
- Basic EU VAT reporting
- No debit card or payment tool integrations
Why Juuli Is the Preferred Choice
Juuli is not just an invoicing tool; it's a comprehensive solution designed specifically for freelancers. It excels in areas where Xolo Go falls short:
User-Friendliness: Juuli's platform is designed for ease of use, ensuring that even freelancers new to financial management can navigate it with ease.
Transparent and Lower Costs: With its competitive commission rates, Juuli ensures that freelancers retain a larger portion of their earnings.
Global Flexibility: Juuli’s support for multiple currencies and no requirement for an overseas bank account makes it ideal for freelancers working with a diverse, international client base.
Security and Compliance: Juuli’s focus on security and staying up-to-date with tax laws provides peace of mind, allowing freelancers to focus on their work without worrying about the intricacies of financial compliance.
In conclusion, while Xolo Go offers a unique set of tools for freelancers, Juuli stands out as the more versatile, cost-effective, and user-friendly option. Its commitment to simplicity, security, and global reach makes it the superior choice for freelancers looking to manage their invoicing and payments efficiently.
Final Thoughts
While Xolo Go offers value to freelancers based in the EU, Juuli provides broader flexibility, lower costs, and better global access. Freelancers looking for speed, simplicity, and international reach will find Juuli to be the stronger long-term solution.
👉 Join Juuli today and experience the difference in managing your freelance finances — from invoicing to getting paid and spending your earnings, all in one place.
Note: Updated in May 2025 to include the most recent commission rates, geographic availability, and compliance tools of both Juuli and Xolo Go — helping freelancers make informed choices with up-to-date information.
